A Roth IRA could be a great option if you’re looking to supplement your employer-sponsored 401(k) — or if you don’t have one and need an alternative way to save for retirement. We’re going to talk about Roth IRAs, how they compare with other retirement accounts and how you can decide if a Roth IRA […]
You probably don’t need us to tell you that the earlier you start saving for retirement, the better. But let’s face it: For a lot of people, the problem isn’t that they don’t understand how compounding works. They start saving late because their paychecks will only stretch so far. Whether you’re in your 20s, or […]
If you have a lot of credit card debt, you should seriously consider consolidating it. Credit card consolidation is when you borrow money at a lower interest rate and use that loan to pay off your higher-interest credit cards. It’s a twofer: You can save a ton of money on interest payments, and you free […]
A personal loan is a great way to fund large purchases, like home renovations or a wedding. It’s also a good solution for consolidating your debt. But not all loans are created equal. When analyzing several different interest rates, origination fees, loan terms, and loan amounts, shopping for a loan can quickly become overwhelming. It […]
If you’re struggling to pay off your student loans, rest assured — you aren’t the only one. In 2024, more than 42 million Americans had federal student loan debt, which typically takes roughly 20 years to pay off. The average borrower has nearly $38k in federal student loans — more than double the average in […]
We know how incredibly easy it is to rack up credit card debt. Nearly 50% of Americans carry a credit card balance, with the average debt totaling $6,501 in 2023.¹ Credit card holders between the ages of 40 and 49 hold even higher debt, averaging around $7,600. Rising inflation rates have made it even harder […]
Debt is a fundamental aspect of modern finance, affecting daily spending and long-term financial planning. This guide covers various types of debt, both good and bad, and their effects on our lives. Financial experts provide practical tips on escaping debt and share real-life success stories. What Is Debt? Debt is money one party borrows from […]
A monthly budget is like Google Maps for your finances: You follow it because you don’t know where you’re going without it. If you’re new to budgeting, don’t be discouraged by a few — or many — wrong turns and closed roads along the way. The longer you stick with it, the better you get. […]
What Is a Budget? A budget is a money plan showing your income and expenses. You can use a budgeting app or spreadsheet to track your monthly or weekly spending for each line item against your plan. A good budget includes saving money, no matter what your income level. That’s how you get ahead and […]
Can You Survive 10 Days of Budgeting? If you need to wrangle your budget, it may be time to consider a savings challenge. Our 10-Day Savings Challenge will teach you how to make your money work for you with a high-yield savings account, stop overpaying on Amazon, earn money for trying out apps or watching […]
Budgeting can feel like enough of a challenge on its own when you try to use multiple spreadsheets and manual calculations. Using a budgeting app to help track multiple income sources and spending can provide some relief through automation. Not only can you track your finances, but you and your partner can also work together […]
Full Reviews of The Top Budgeting Apps in 2025 Cleo: Best for Fun Engagement The AI-powered financial assistant that was founded in 2016 makes budgeting less boring. Get your recommendations in a light-hearted manner or go for the “roast mode” that humorously calls out overspending. The app can help you track your spending, set budgeting goals […]
114 Places to Get Birthday Freebies These restaurants and retailers will provide you with free Birthday Freebies for your birthday. Be sure to sign up in advance. 1. A&W All American Food Get a free root beer float on your birthday by joining the Mug Club. 2. ABC Liquor Sign up for ABC Liquor Access to get a […]
Here are 25 ideas for saving more money. The good news is that there’s no one thing you have to cut out. If it really matters to you, go ahead and keep spending money on it. You can find other things to eliminate that won’t cause too much pain. 1. Time your purchases like a […]
If you know what you’re doing, you can save a purse-full of money next time you hit the grocery store. Here are our favorite ways to save money on groceries. Need Some Quick Cash? If you’re looking to boost your income this month, we’ve got just the thing for you. From quick gigs to smart […]
The 5 Best Apps for Saving Money in 2025 Saving money isn’t as simple as just “buckling down.” With rising expenses and stagnant wages, setting aside cash can feel like an uphill battle. In fact, only 15% of Americans can easily come up with $2,000 in an emergency, according to a Federal Reserve survey analysis […]
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There is no “one size fits all” when it comes to the best investment strategy. But it’s one of the questions I receive almost everyday. From what do I invest in, to how to get started investing, to picking individual stocks, everyone is looking for a magic investment strategy that will make them millionaires overnight. […]
Think You Can’t Save Money? Here’s How to Prove Yourself Wrong, Have you ever felt like no matter how hard you try, your money just disappears? You get paid, cover your bills, maybe treat yourself a little—and before you know it, you’re wondering where it all went. If this sounds familiar, you’re not alone. The […]
Making money easily and quickly is appealing to many. We’ve heard a lot about survey sites like InboxDollars that pay you money for sharing your opinion, or gaming sites like Solitaire Smash that allow you to win real money. But what about the lesser known options — like secret websites to make money. If you’re ready to expand your money-making […]
Want to learn how to make extra money each month running Facebook ads for small businesses – even if you have no marketing experience? Today, I’m sharing an interview with my friend Bobby Hoyt. Bobby is the co-founder of Laptop Empires and founder and CEO of Stellar Brands. He started running Facebook ads after quitting… […]