A monthly budget is like Google Maps for your finances: You follow it because you don’t know where you’re going without it. If you’re new to budgeting, don’t be discouraged by a few — or many — wrong turns and closed roads along the way. The longer you stick with it, the better you get. […]
What Is a Budget? A budget is a money plan showing your income and expenses. You can use a budgeting app or spreadsheet to track your monthly or weekly spending for each line item against your plan. A good budget includes saving money, no matter what your income level. That’s how you get ahead and […]
Can You Survive 10 Days of Budgeting? If you need to wrangle your budget, it may be time to consider a savings challenge. Our 10-Day Savings Challenge will teach you how to make your money work for you with a high-yield savings account, stop overpaying on Amazon, earn money for trying out apps or watching […]
Budgeting can feel like enough of a challenge on its own when you try to use multiple spreadsheets and manual calculations. Using a budgeting app to help track multiple income sources and spending can provide some relief through automation. Not only can you track your finances, but you and your partner can also work together […]
Full Reviews of The Top Budgeting Apps in 2025 Cleo: Best for Fun Engagement The AI-powered financial assistant that was founded in 2016 makes budgeting less boring. Get your recommendations in a light-hearted manner or go for the “roast mode” that humorously calls out overspending. The app can help you track your spending, set budgeting goals […]
114 Places to Get Birthday Freebies These restaurants and retailers will provide you with free Birthday Freebies for your birthday. Be sure to sign up in advance. 1. A&W All American Food Get a free root beer float on your birthday by joining the Mug Club. 2. ABC Liquor Sign up for ABC Liquor Access to get a […]
Here are 25 ideas for saving more money. The good news is that there’s no one thing you have to cut out. If it really matters to you, go ahead and keep spending money on it. You can find other things to eliminate that won’t cause too much pain. 1. Time your purchases like a […]
If you know what you’re doing, you can save a purse-full of money next time you hit the grocery store. Here are our favorite ways to save money on groceries. Need Some Quick Cash? If you’re looking to boost your income this month, we’ve got just the thing for you. From quick gigs to smart […]
The 5 Best Apps for Saving Money in 2025 Saving money isn’t as simple as just “buckling down.” With rising expenses and stagnant wages, setting aside cash can feel like an uphill battle. In fact, only 15% of Americans can easily come up with $2,000 in an emergency, according to a Federal Reserve survey analysis […]
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There is no “one size fits all” when it comes to the best investment strategy. But it’s one of the questions I receive almost everyday. From what do I invest in, to how to get started investing, to picking individual stocks, everyone is looking for a magic investment strategy that will make them millionaires overnight. […]
Think You Can’t Save Money? Here’s How to Prove Yourself Wrong, Have you ever felt like no matter how hard you try, your money just disappears? You get paid, cover your bills, maybe treat yourself a little—and before you know it, you’re wondering where it all went. If this sounds familiar, you’re not alone. The […]
Making money easily and quickly is appealing to many. We’ve heard a lot about survey sites like InboxDollars that pay you money for sharing your opinion, or gaming sites like Solitaire Smash that allow you to win real money. But what about the lesser known options — like secret websites to make money. If you’re ready to expand your money-making […]
Want to learn how to make extra money each month running Facebook ads for small businesses – even if you have no marketing experience? Today, I’m sharing an interview with my friend Bobby Hoyt. Bobby is the co-founder of Laptop Empires and founder and CEO of Stellar Brands. He started running Facebook ads after quitting… […]
As you’ve likely noticed, average prices for regular gas have reached record highs in 2022. And unfortunately, expert forecasts suggest they won’t be dropping back down anytime soon. “With gas prices rising at a fast pace, it’s important to not only shop around for the lowest gas prices but also pay attention to how you drive and other auto […]
Imagine waking up to an unexpected letter from the taxman, demanding penalties that threaten to swallow your hard‑earned profits—and realizing you could have avoided this nightmare simply by filing your taxes correctly. The anxiety of “government wahala,” the dread of hidden fees, and the frustration of missed opportunities can paralyze even the most passionate entrepreneur. […]
Nothing beats free when you’re tightening your budget, and the best way to get free books and other services is with a free library card. Though libraries are well known for their books (and they are great for that!), you could have access to audiobooks, movies, streaming services and classes. If you’ve never thought about using […]
Picture this: you’ve poured blood, sweat, and tears into building your dream business in Nigeria, only to be blindsided by a hefty tax penalty because you didn’t have a TIN. The sinking feeling in your chest when you realize you can’t open a corporate bank account, apply for government grants, or even bid on lucrative […]
Imagine pouring your heart and soul into a brilliant business idea—only to hit a brick wall when you can’t open a corporate bank account, secure that crucial loan, or even comply with tax regulations. The Corporate Affairs Commission (CAC) is the gatekeeper to turning your dream into a legally recognized enterprise in Nigeria. Without CAC […]
Filing taxes late can feel stressful, even if you plan to ask for an extension. The deadline to request a tax filing extension is Tax Day, which is April 15. The extension gives you until Oct. 15 of this year to submit your forms how you normally would. Hopefully, you knew that an extension doesn’t apply to […]
As the tax deadline approaches, the Internal Revenue Service (IRS) reports that over 101 million tax returns have been filed for the 2025 season. The average refund has increased to $3,116, marking a 3.5% rise from the previous year. Despite a 0.4% decrease in total returns received compared to the same period last year, the IRS has […]