💸 Money Rule #1: Saving Won’t Make You Rich—Investing Will Most of us grow up being told to “save your money,” as if that alone is the path to wealth. And while saving is important, here’s the real truth: saving alone won’t make you rich—investing will. If your money is just sitting in a checking […]
Harvard University announced on Monday that it will not accept the Trump administration’s proposed agreement that would condition federal funding on sweeping institutional reforms. The university called the government’s demands an overreach that violates academic freedom and the First Amendment. Harvard faces an uncertain future with the federal government, which has threatened to withhold nearly $9 billion […]
Have you ever looked at a piece of jewelry and thought, “I don’t even wear this anymore”? You’re not alone. If you have an old necklace, a broken bracelet, a gold ring, or gold coins you inherited but don’t really want to keep – that gold could be worth a lot more than you think. […]
After nearly two years of rising credit card delinquencies, recent data from the Federal Reserve shows a shift. As of January 2025, subprime delinquency rates have fallen for the second straight month. These rates had climbed significantly since March 2022, when interest rate hikes began. This decline is notable because it bucks the broader trend of consumer […]
Imagine unlocking a secret vault of financial opportunity without ever having to resign from your current job. In today’s digital era, AI isn’t just a buzzword—it’s a revolution that’s quietly transforming ordinary 9-to-5 routines into gateways for extraordinary side hustles. Picture this: while your alarm clock rings at dawn for your regular job, AI tools […]
Passive income — AKA the holy grail of personal finance. It sounds simple: set something up once, kick back and watch cash roll in while you sip cocktails on the beach. Who wouldn’t want that? But here’s the truth: not all passive income streams are created equal. Passive income generation can sometimes cost more than […]
Everyone’s savings accounts look a little different. Some have six months worth of household expenses stashed away, and others are just getting started on their savings journey. If you’re more like the latter and you’re wondering how to save $5,000, it’s definitely doable. We have some tips on how to save $5,000 that don’t involve […]
When the stock market moves too quickly down, trading can be paused automatically. This is known as a circuit breaker. These temporary stops are triggered by steep, rapid declines in the S&P 500 index, and are intended to give investors a moment to reassess before panic selling snowballs. Circuit breakers exist because markets, especially in the […]
While many types of student loan forgiveness are tax-free federally, several states may levy taxes on student loan forgiveness. Even though some popular programs like Public Service Loan Forgiveness (PSLF) are tax free federally, every state has a different law regarding state taxes on loan forgiveness. When you add in all the other types of loan forgiveness: […]
Have you heard of the Rule of 72? Maybe if you go back to your college finance class? And even if you did remember it, you probably haven’t thought about it since then – especially in an investing context. The Rule of 72 is a great tool that every investor should use – it helps you […]
Parents and families are in the process of figuring out how to pay for college. Given that undergraduate Direct loan limits are so low, many parents have to step in to cover the expenses. When savings and scholarships fall short, the next option often involves borrowing. For parents, that usually means choosing between a federal Parent PLUS loan and […]
Senate Democrats are pushing to keep the Biden Administration’s SAVE student loan repayment plan alive. But with Republicans holding both the House and Senate, the bill may not get far. The Savings Opportunity and Affordable Repayment (SOAR) Act, was introduced by Senators Jeff Merkley of Oregon and Tim Kaine of Virginia. It would codify and expand the SAVE Plan, an […]
Do you want to learn how to make $3,000 a month? I’ve been making over $3,000 a month for more than 10 years now, and I think it’s a great way to change your life if you want to start making more money. Whether you are looking to learn the best ways to make $3,000… […]
Understanding Unemployment Insurance: Your Comprehensive Guide to Benefits, Eligibility, and Application Process Navigating the world of unemployment insurance can feel overwhelming, especially when faced with unexpected job loss. However, understanding your rights and benefits is essential for financial stability during uncertain times. This comprehensive guide will demystify unemployment insurance, equipping you with the knowledge you […]
Countless times, you might have wondered why certain people are rich while others are rotting in abject poverty. The answer to this mystery is simple; some people are wealthy because of the habits they have adopted, while others are poor mainly because of the type of habits they have subjected themselves to. The habits of […]
IntroductionComplex financial calculations are a daily necessity for many professionals—from accountants and financial analysts to small business owners and students. Whether you need to calculate percentages, compound interest, or solve intricate equations, our Advanced Financial Calculator is built to handle it all. In this guide, we’ll explore the powerful features of our calculator, explain how […]
IntroductionFor freelancers, determining the right hourly rate can be a daunting challenge. Undercharging not only undervalues your skills but also affects your long-term financial stability. Our Freelance Rate Calculator is designed to help you determine a fair and competitive rate by factoring in your expenses, skills, and income goals. In this comprehensive guide, we’ll show […]
IntroductionSetting a savings goal is the first step toward achieving big dreams—whether it’s a dream vacation, buying a home, or building an emergency fund. However, without proper tracking, even the best intentions can fall by the wayside. Our Savings Goal Tracker is designed to help you define, monitor, and achieve your financial targets. In this […]
IntroductionIn today’s dynamic economy, side hustles are more than just a way to earn extra money—they’re a pathway to financial independence and creative fulfillment. However, determining whether a side hustle is truly profitable can be challenging. Our Side Hustle Profit Calculator breaks down your costs and potential earnings, giving you a clear picture of the […]
IntroductionPlanning for retirement can be both exciting and overwhelming. It’s never too early—or too late—to assess your retirement readiness. Our Retirement Savings Calculator is designed to help you determine if your current savings plan will meet your future needs, allowing you to adjust your contributions and investment strategies for a secure retirement. Understanding Retirement PlanningRetirement […]